Developer: Pt mitrausaha indonesia grup
Category: Finance
Notice:
This app is intended for alternative investment specifically for lenders.
If you are an MSME seeking business financing, application can only be done via our website at modalku.co.id/pinjaman-online
Modalku is a pioneer peer-to-peer (P2P) lending fintech platform in Indonesia & Southeast Asia. We connect lenders who seek to perform alternative investments by way of Crowdfunding with products suiting to their preference.
We have operated since 2015, we are licensed and currently operate in 4 countries: Indonesia, Singapore, Malaysia, and Thailand.
Start your alternative investment with Modalku and enjoy the following benefits:
1. Alternative investments from IDR 100,000 with various tenors (3-24 months) and attractive interest rates from 8%-24% p.a.
2. Use our feature of Planned Funding to automate your alternative investment allocation for diversification. You can set the desired interest rate, tenor, and amount. Equipped with Max Borrower Exposure to help mitigate risk, and Exhaust Balance to optimize your balance deployment.
3. We are officially licensed and supervised by Indonesia Financial Services Authority (OJK) since 2019 and passed ISO 27001 certification.
4. Total cost to customers using our app: service fee of 3% p.a (Principal and Interest) of the successful repayment received from the borrowers.
Repayment return simulation:
Principal: Rp 10,000,000
Tenor: 12 month
Interest rate: 12% p.a
Service fee: 3% p.a
Gross return: Rp 10,000,000 * 12% = Rp 11,200,000
Gross monthly repayment: Rp 933,333
Service fee deduction: Rp 2,333
Net monthly repayment: Rp 931,000
Loan information: Total loan cost to borrower
Loan amount: Rp 3 Million - Rp 2 Billion
Interest Rate: 8% - 24% per annum
Tenor: 3 - 24 months
Administration Fee and/or Facility Fee: 1.5% - 4% p.a (varies according to product)
Late charges: 0.2% daily of outstanding amount
Together with Modalku, we can improve the Indonesian economy through funding for MSMEs as the backbone of our country.
PT. Mitrausaha Indonesia Group
Website: modalku.co.id
Email: layanan@modalku.co.id
