Download Payme Online Personal Loan App 19.3.1 Apk apk file for Android 5.0+ and up. Payme Online Personal Loan App 19.3.1 app is among the category of Apps,Finance in app store. This is advanced and newest type of Payme Online Personal Loan App 19.3.1 (io.attabot.app.paymeindia). The installation and downloading process is easy and quite simple. You can simply press on install button to install the app and remember to allow app installation from anonymous sources.
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More about app
PayMe is a digital lending app and lending service provider offering instant personal loans online through their mobile app. With over 6 million users across India, this platform is trusted for providing a hassle-free experience at an attractive interest rate. The loan amount gets directly credited into the user’s account within a day by applying for a quick online loan. PayMe works exclusively with RBI-registered NBFCs and banks, ensuring safety and security for salaried and self-employed individuals looking for instant access to funds anytime, anywhere.
• Instant Personal Loans Online up to ₹10 lakhs
• Interest Rate: 36- 54% p.a.
• Tenures: 3-24 months
• APR: 21-156%
• Processing Fee: 2-10%
Benefits and features:
• Convenience: Avail a quick online personal loan anytime, anywhere
• 100% Paperless: No physical paperwork is required to avail online loan from our app
• Fast loan approval: Get your loan approved within a few minutes through our online personal loan app
• Easy repayment options: Repay one-time or in manageable EMIs of 3 to 24 months.
• Transparency: No hidden costs / extra charges are levied on your instant personal loan
• Guarantees: No Collaterals are required for an instant personal loan
• Check your CIBIL score: Use the PayMe app to check your CIBIL score instantly for FREE Types of personal loan offerings:
• Short-term loan (Bullet loans): Users can avail of quick personal loans up to ₹50,000 and make one-time repayments within 15-45 days
• EMI Loan: Apply for an online instant personal loan up to ₹10 Lakhs with easy repayment tenure of 3 to 24 months
• Empowerment Loan: These are specially personalized loans for women, in which they can avail of personal loans with repayment terms between 3-24 months that can be tailored according to their needs. Eligibility of Online Personal Loans App:
• Indian resident
• Above 18 Years of age
• Salaried / Self-Employed
• Bureau Score (CIBIL Score) must be greater than 650
• At least ₹15,000 monthly income, after all deductions Why choose PayMe?
• Quick Online Personal Loan for all your big and small needs: Whether it is buying a car, refurnishing your house️, saving up for your child’s education or last-minute emergency requirement, PayMe has it all covered.
• Security: Our selection process is limited to RBI-certified NBFCs and banks, guaranteeing high transparency, safety, and security.
Our Lending Partners:
• Mamta Projects Private Limited
• Payme India Financial Services Private Limited
• Transactree Technologies Private Limited
• NDX P2P Private Limited
• Finkurve Financial Services Limited
Documents required for the instant loan app:
• Selfie (for face identification)
• PAN card
• ID Proof (Any1-Voter ID/Passport/Aadhar Card)
• Proof of address (Any1- Voter ID/Passport/Aadhar Card)
• 3-month bank statements showing salary deposits in order to access a higher credit limit.
Example: Term Loan
Loan Amount: ₹10,000
Tenure: 12 months
Rate of Interest: 36% p.a
Processing Fee: 500 (5%)
Interest accumulated ₹2,055.45 (on reducing principal balance)
Total cost of the loan: ₹12,255.45
APR: 26% p.a
Example: Bullet: Loan (One-Time Repayment)
Loan Amount: Rs. 10,000
Tenure: 1 month
Rate OF Interest: 36% p.a
Processing Fee: Rs. 500 (5%)
Interest accumulated: Rs 300
EMI: Rs 10,300
Total cost of the loan: Rs 10,800
APR: 96% p.a
How do I apply for a personal loan on PayMe?
1. Install the PayMe loan APP and Register with your mobile number or email id
2. Fill in all required details: Name, Address, and Bank account.
3. Upload id proof like an Aadhar/PAN card for KYC
4. Get your Credit limit assigned.
5. E-sign the agreement and Sign-up for ENach/EMandate
6. Your loan amount will instantly be credited to your bank account after completing the process.
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