* Loan Products:
1. Initial service fee of 3% to 10% (depending on the number of loan applications) and no additional fees.
2. The loan term is 60 days to 90 days.
3. The number of loan applications is up to Rp. 5,000,000. -
4. Affordable interest. Example of a loan of Rp. 1,000,000.- after deducting service fees, the total payment is Rp. 1,000,000 - Rp. 100,000 + (Rp. 1,000,000 x 0.59 x 60 ) = Rp. 1,254,000.-
5. The interest rate is not more than 0.4% per day.
6. Maximum Annual Percentage Rate (APR) 144%
*Each customer will receive a different calculation based on payment history, loan amount, and tenor.
* Pinjamwinwin
span style="vertical-align: inherit;">Pinjamwinwin is a p2p lending service provider. This service is suitable for those of you who need easy and fast unsecured credit. Pinjamwinwin is also a pioneer of online lending platforms in Indonesia.
* How to apply for a loan at Pinjamwinwin?
All processes needed to borrow at Pinjamwinwin can be done easily online either through the website or mobile application. The requirements needed to borrow include:
1. Download the Pinjamwinwin application via PlayStore.
2. Login or register in the Pinjamwinwin application with your cellphone number
3. Complete all data and photos correctly.
4. Choose the amount and term of the loan you want
5. Pinjamwinwin will process your application in less than 24 hours (except for applications coming in on Saturdays/Sundays). and the processing speed depends on your confirmation.
* Tips
span style="vertical-align: inherit;"> In order for your application to be approved, pay attention to the following:
1. Make sure you live in the area covered by Pinjamwinwin (Jabodetabek, Bandung, Karawang, Semarang, Surabaya, Mojokerto, Gresik, Sidoarjo, Pasuruan).
2. Age 21 - 50 years
3. Minimum income of IDR 3,000,000
4. Have a personal savings account in your own name
5. Have a personal e-mail
6. Submit required documents such as KTP photos and selfie photos
7. Expenditure ratio not higher than income
8. Make sure the data you fill in is in accordance with the actual conditions. Pick up the phone from our verification team to verify the data you filled in
* Why borrow at Pinjamwinwin?
Pinjamwinwin has been used by 200,000+ users so it is trusted by the Indonesian people because it is registered and supervised by the Financial Services Authority (OJK) under the umbrella of Fintech regulations in POJK No. 77/POJK.01/2016. Pinjamwinwin has also received full permission with decision number KEP-17/D.05/2020. Until now, Pinjamwinwin has proven to be one of the supporting factors in increasing the financial inclusion of the Indonesian people with a full commitment to supporting MSME economic activities in Indonesia.
* Security of Personal Data
Pinjamwinwin is very concerned about protecting personal data. So you don't need to worry about your data being leaked or blamed for being used by irresponsible parties. Pinjamwinwin has been registered and supervised by the OJK, so we are very responsible for the security of your personal data.
* Use of
Funds You can use funds from Pinjamwinwin for various purposes. Starting from children's education costs, business capital loans, and additional vacation expenses, to personal needs such as purchasing electronic devices and motorized vehicles.
* If Approved
If the loan is approved, the funds will be transferred directly to your personal account which is registered in our system. In fact, for lucky borrowers who meet the requirements, disbursement of funds can be done in just 1 hour to 4 hours.
* Easy Payments
For loan payments at Pinjamwinwin, you can make transfers via a BCA virtual account or from all banks by selecting a BNI virtual account. (payment methods are in the borrowwinwin application)
* For further information, contact customer service via number 031-99200990 on Monday - Friday at 08.00 - 17.00 WIB.
or contact us at:
Website : pinjamwinwin.com
Facebook: Pinjamwinwin
Instagram: @pinjam.winwin
Email : [email protected]
